Why I Own Flood Insurance
My house is located in a “Preferred Flood” zone or “X” zone. According to FEMA, I have a low to moderate risk of flooding in any given year. Because I’m in an “X” zone, my mortgage company, NOLA Lending, does…
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Address: 3815 MacArthur Blvd New Orleans, LA 70114
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Phone: (504) 875-4077
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Email: contact@yourwebsite.com
Category Personal Insurance
New Orleans Best Homeowners Insurance
New Orleans Insurance Companies vs Insurance Agencies There are Insurance agencies and Insurance companies. Garcia Insurance Services is an agency. As an independent insurance agency, we represent many different insurance companies. As an independent agency, we help our clients buy…
What Affects the Pricing of Home Owners Insurance in New Orleans?
Let’s face it..home insurance in New Orleans is expensive. If you own a home in this region there’s just no way of escaping the high cost to protect your home. In fact, after Florida, Louisiana has the highest premiums for…
Five Tips to Lower Your Insurance Premium
As insurance professionals, we are often asked for tips and tricks to keep the cost of insurance premiums low. While there is no sure way to guarantee a specific price, there are ways you can reduce your insurance premium to…
5 Favorite Hurricane Preparedness Tips from Garcia Insurance Services
NOAA (National Oceanic and Atmospheric Administration) is predicting a near-normal Atlantic hurricane season this year. Like everyone in South Louisiana, we’re hoping for no reason to evacuate or much less prepare for a storm, but we know that evacuation and…
Five ways to improve your credit score
A lot of advice and insight we give our clients and prospective clients regarding insurance rates typically includes information surrounding “credit score”. Having a high credit score typically correlates with being responsible with your money, which is why a good…
The Driver Who Hit Me Doesn’t Have Car Insurance
A client of ours was in a parking lot waiting kindly and patiently for a car ahead of him to back out safely so they can both be on their way. Ironically, another driver who had been parked (to the…
How does my credit score affect my insurance premiums?
Have you recently applied for a homeowners insurance policy? What about a car insurance policy? The cost of insurance seems to go up every year especially in New Orleans, where the threat of flooding and other natural disasters increase the…
Fisherman: Stay on the Water with Boat & Tack Insurance
Fishing is more than just an activity – it’s a way of life. It’s time on the water, finding the perfect fishing spot, the anticipation of feeling a tug on the line and reeling in what you hope to be…
The importance of understanding your deductible
We’re tested every year. It’s a way of life in Southeast Louisiana. Every year the roofs of our houses are tested by battering hail, our windows and walls by gusting winds, and our brains by the application of confusing deductibles…