Is it better to have replacement cost value (RCV) or actual cash value(ACV)? RCV, as long as you can afford the difference in premium. For example, say your policy covers […]
I’m in a low-risk flood zone, do I still need flood insurance? The short answer is, if you live in Louisiana, yes, you should have flood insurance, but it isn’t […]
What’s the difference between homeowners and dwelling policy? Generally speaking, dwelling policies are less comprehensive than homeowners policies. Homeowners insurance policies are sold as a package that can include coverage for […]
Memorial Day is a time for friends and families to get together to REMEMBER those who have died serving in our armed forces. It is also the holiday that ushers […]
We are feeling thankful today that all reports indicate no life was lost as a result of the terrible storms in New Orleans yesterday. Property can be replaced. Homes can […]
Miguel’s whole career has been about helping people. He spent eighteen years assisting Mexican nationals at the Mexican Consulate. When he decided to change careers, long time friend and now colleague, Gio Arenas, encouraged Miguel to consider a career in insurance since it too was a place where Miguel’s passion for people could be put to good use.
Flooding is a dangerous situation. As South Louisiana recovers from such a catastrophic flooding event, here are some safety tips that we all should keep in mind: Tune into local […]
As insurance professionals, we are often asked for tips and tricks to keep the cost of insurance premiums low. While there is no sure way to guarantee a specific price, […]
Here are Garcia insurance, we like to be prepared for all types of situations including hurricanes. Recently, we posted a blog with our staff’s favorite and most helpful tips to […]
NOAA (National Oceanic and Atmospheric Administration) is predicting a near-normal Atlantic hurricane season this year. Like everyone in South Louisiana, we’re hoping for no reason to evacuate or much less […]
