Life Insurance
If you died tomorrow, how would your loved ones have the money to pay for your final expenses (e.g., funeral costs, medical bills, taxes, debts, lawyers’ fees, etc.)? Would they be able to meet ongoing living expenses like the rent or mortgage, food, clothing, transportation costs, healthcare, etc? What about long-range financial goals? Without your contribution to the household, would your surviving spouse be able to save enough money to put the kids through college or retire comfortably? Whether through term or permanent life insurance, we can help you protect your family.
Group and Individual Health Insurance
At the Garcia Financial Group, we help you find “Appropriate Health Coverage at Affordable Rates.” Too many people today pay too much of their hard earned money for coverages they may not necessarily need. Whether you are a business owner or an individual with or without a family, let us show you how you can best save money and still get the health coverage that accurately fits your current circumstances.
Long-Term Care Insurance
Are you interested in protecting your nest egg rather than seeing it drained due to long-term care medical expenses? Do wish to preserve your financial and physical independence as long as possible? Is maintaining your lifetime family dynamic of importance to you when physical limitations set in? A Long-Term Care Insurance policy personally crafted for you based on your desires and your budget is just what you need to consider.
Disability Insurance
What if today was the last day you would receive a paycheck due to a short or long-term injury or illness? How would you pay your bills? If you are a business owner and you could no longer work, how would you pay your office expenses and the salaries of your employees? A well designed disability insurance plan is what you need to handle these circumstances. At the Garcia Financial Group, we research the important information regarding your situation and offer fitting solutions for you, your family, or your business.